Attention homeowners in Nashville and Davidson County: Need an appraisal?

The top seven reasons TN homeowners use CM Appraisals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To lower a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a TN divorce, when property needs to be divided
Determine the true market value of real estate in question to settle an estate in Davidson county or TN

Do you own a home in or near Nashville? Do you need help deciding the value of your real estate?
Contact CM Appraisals.

We at CM Appraisals understand the particular needs of a homeowner after appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. Being a regular homeowner that probably doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at CM Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At CM Appraisals, we're veterans in helping homeowners just like you rid themselves of unwanted PMI insurance.

Challenge Davidson county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is going down. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from CM Appraisals is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be unsuitable from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. CM Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a professional double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from CM Appraisals can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? CM Appraisals can help you with that. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.